4-22-2016 – A Word to the Wise: The mental consequences of living in poverty impact major areas of the child’s life. Single parenthood affects family behavior of future generations. Children who grow up in communities with a high prevalence of single-mother families find single parenthood more acceptable and are more likely to become single parents themselves than children who grow up in communities where single parenthood is less common.

4-19-2016 –  A Word to the Wise: Note the high price children pay for adult sin.

4-18-2016 – A Word to the Wise: Most disconcerting are the nationwide statistics. Among families with young children under the age of six, poverty rates are 74.1 percent for never-married mothers. The poverty rate for the divorced or separated group is 58.1 percent.

4-14-2016 – A Word to the wise: Nationally much higher poverty rates are seen among single-parent and out-of-wedlock families. The price is not only paid by the mother and the children, but by society as well. Approximately half of all single mother families receive some type of cash assistance during the year, and a higher percentage receives non-cash transfers such as food stamps and Medicaid (U.S. Bureau of the Census 1993).

4-12-2016 – A Word to the Wise: Solomon makes it clear that immorality costs dearly financially. This cost comes from accidents related to inattention resulting from the sexual behavior, poor decision-making, impulsive spending, the cost to maintain an affair, job loss related to the behavior, pornography with all its related industries, and so forth. One researcher estimated that more than a trillion dollars annually is lost as the result of the direct and indirect cost of immorality in the United States.

A Word to the Wise: Similarly, the immoral frequently experience harmful emotional consequences connected to their finances. They are far more susceptible to emotional spending. This increased wasteful spending leads to indebtedness.

4-5-2016 – A Word to the Wise: The vocational costs may include lost jobs, either because of sexual behavior in the work place or perhaps there is a loss of focus on the job, which may bring about termination. Perhaps, as some ministers and other religious leaders have found, loss of position and prestige can result, and even, in some circumstances, imprisonment.

4-4-2016 – A Word to the Wise: It can come in many forms. If the act is with a prostitute, then there are direct costs. If it results from an affair, costs include motels, gifts, transportation expenses, and the list goes on. But there are even greater indirect costs in the form of medical costs. In come cases, the actual physical contact may result in physical disease. Frequently, however, disease is brought on by the breakdown of the immune system caused by the stress.

4-2-2016 – A Word to the Wise: Solomon suggests up front that immorality has very severe financial repercussions. The first is that one’s labor will be for others. Probably 60 to 70 percent of my clients are presently, or have in the past been, involved with another person outside their marriage. Often I will challenge the person to add up the cost of their immorality. Most of these individuals initially said, “It costs me nothing.” Yet inquiry proved this was far from true. It is my experience that on an average an affair cost between $60,000 and $80,000, unless a divorce occurs. Then the amount is doubled and, in some cases, quadrupled. Some may ask, “How can this be?